Innovation

Our innovative tools help keep you relevant by improving employer-sponsored benefits programs and driving better benefits outcomes. We’re transforming the future at work by connecting all the dots across the entire employee benefits landscape and making complicated choices simple for employers and their employees.

 

Enables employees to make more informed decisions about their finances at every life stage.

Personalized Guidance

Creates a personalized financial wellness score (0 to 100) to help employees gauge how financially healthy they are now.

Empowers Employees

Delivers simple, actionable ways for employees to help improve their score through a “to-do” list.

Easy to Integrate

Provides easy-to-understand information about how employees can prioritize and optimize their finances.

Hypothetical example, for illustrative purposes only

Introduction to Financial Wellness

Introduction to MapMyFinances

An innovative financial wellness guidance tool

Comprehensive benefits

While most planning tools only pertain to one kind of benefit, MapMyFinances provides employees with customized prioritization of how to allocate benefit dollars across protection and retirement products to meet their needs.

Easy, online guidance 24/7

When employees want help choosing and prioritizing available benefits, MapMyFinances is available anytime to create a simple benefits action plan tailored to their specific situation and budget.

Self-service efficiency

Easy access to answers can help reduce incoming calls and email traffic for benefits management teams. When employees are more educated about their options, they can make smarter choices. They’ll also gain a better understanding of the value of an organization’s benefit offerings.

MapMyFinances can help you build stronger client relationships.

Call 1-855-877-6161 or email mmwork@massmutual.com to learn more.

Guidance may not be available for certain products. Guidance is based on MapMyFinances assumptions and information provided by the employee and employer.

 

Driving Plan Health Innovation

How healthy is your organization's retirement plan? Are your employees on target to be able to retire? Our proprietary data analysis can bring insights and action to improve the health of your retirement plan.

Retirement Readiness and the Bottom Line

A growing number of businesses are becoming more aware of the importance of their employees’ retirement readiness and its potential impact on the company’s bottom line, including higher labor costs, increased healthcare premiums, and lower productivity due to financial stress.

Real Data Means Better Outcomes

The problem employers face when trying to determine the retirement readiness of their employees is that the analysis of the plan falls short, since it relies on industry averages and benchmarks.

That's why MassMutual developed an innovative way to use real, employer-specific data to help measure retirement readiness, both at the plan level and at the participant level, for a precise diagnosis of the health of your retirement plan. MassMutual will recommend smart solutions to improve the health of your plan, its ability to drive retirement readiness and ultimately your company’s bottom line.

Driving Employee Engagement

We understand the importance of getting employees to participate in their company-sponsored retirement savings plan, and we’ve developed a proven strategy to engage employees and encourage them to take action. We can foster better outcomes for plan participants through:

  • Personalized income projection analysis
  • Financial planning tools to help assess and improve retirement readiness
  • Sophisticated targeted messaging
  • Guidance to meet individual budget and life stage financial needs

Experience MassMutual

We can help drive better outcomes for your company’s retirement plan and help your employees retire on their own terms.

Call your financial professional, local MassMutual retirement specialist or our sales desk at 1-800-874-2502, or email mmwork@massmutual.com.

Guidance may not be available for certain products. Based on MapMyFinances assumptions and information provided by the employee and employer.

 

Show your clients what having financially unprepared employees could really be costing them

Learn more about how we're driving better plan health outcomes with our eBook, Precisely. Driving Greater Retirement Readiness through MassMutual PlanALYTICS. We believe that company-specific data, innovative technology and ease of insight are critical to helping plan sponsors increase the health of retirement plans.

Get the CFO's Ear

Great advisors know that a healthy retirement plan is a big part of a healthy company. But CFOs won’t buy it unless you show them numbers – which is what Viability does.

Help employers help employees

The Viability approach can help you help employers apply smart plan design to improve employee and company financial health.

Look like a rockstar

Bring value to your clients with data-based recommendations for strong plan health.

Financially viable companies start with financially healthy employees

Every employer wants their retirement-age employees to be ready for that moment. That’s why Viability is so essential. It allows you to demonstrate the cost to your clients when they don't have a viable plan for their employees by showing them the numbers.

Discover how Viability works

The Viability solution uses a plan sponsor’s own data about employee contributions and investments, as well as other measures, to produce a report that shows the current state of retirement readiness of employees.  The report displays the long-term potential cost to employers of their employees not being ready to retire.  We’ll then work with you to determine what plan design, participant, or investment strategies you propose. You will see how the report changes based on the techniques being employed, offering proof of which may work best.

The Viability analysis is free, no matter the size of the client, and it’s only available through advisors. In addition to smart plan design recommendations, we also provide access to MapMyFinances, our exclusive, proprietary financial wellness planning tool.

To find out how you can bring this innovative, data-based approach to retirement planning to your clients, call MassMutual’s Viability Advisory Group today at 1-800-874-2502, option 4.